Bank of Maharashtra Mudra Loan 2026 PMMY Scheme
बैंक ऑफ महाराष्ट्र से मुद्रा लोन – ₹50,000 से ₹20 लाख तक बिना गारंटी | ऑनलाइन आवेदन करें
Apply Online ₹50,000
EMI Calculator
Digital Mudra Loan
Bank of Maharashtra Mudra Loan 2026 – Application Started! Apply online for ₹50,000 to ₹20 lakh. No collateral required. Digital process with minimal documents.
🏦 Bank of Maharashtra Mudra Loan – Complete Details
Bank of Maharashtra (BOM) offers Mudra loans under the Pradhan Mantri Mudra Yojana (PMMY) to support micro and small enterprises. The bank provides collateral-free loans up to ₹20 lakh with competitive interest rates and minimal documentation. Whether you are a shopkeeper, artisan, food vendor, or service provider, you can apply for a BOM Mudra loan online or by visiting your nearest branch.
Bank of Maharashtra Loan Details: Loan amount from ₹50,000 to ₹20 lakh | Tenure: 3 to 5 years | Processing Fee: Nil for Shishu & Kishor categories
📊 Bank of Maharashtra Mudra Loan Categories
Shishu
₹0 – ₹50,000
For new businesses & startups
Interest Rate: 8.60% – 9.50%
Kishor
₹50,001 – ₹5,00,000
For established businesses
Interest Rate: 9.10% – 10.00%
Tarun
₹5,00,001 – ₹20,00,000
For business expansion
Interest Rate: 9.60% – 10.50%
📈 Bank of Maharashtra Mudra Loan Interest Rate 2026
Bank of Maharashtra Mudra Loan interest rate varies by category and loan amount. Below are the current rates:
| Category | Loan Amount | Interest Rate (p.a.) | Processing Fee |
|---|
| Shishu | Upto ₹50,000 | 8.60% – 9.50% | Nil |
| Kishor | ₹50,001 – ₹5,00,000 | 9.10% – 10.00% | Nil |
| Tarun | ₹5,00,001 – ₹20,00,000 | 9.60% – 10.50% | Up to 0.50% |
💡 Women entrepreneurs get 0.25% concession on interest rates. SC/ST/OBC applicants also get special benefits.
📱 Bank of Maharashtra Mudra Loan Apply Online ₹50,000 – Step by Step
Bank of Maharashtra Mudra loan apply online 50000 is a simple digital process. Follow these steps to apply online:
1
Visit BOM Website
Go to www.bankofmaharashtra.in or download BOM Mobile App
2
Login to Net Banking
Use your credentials to login
3
Select Mudra Loan
Go to Loans → Mudra Loan (PMMY)
4
Fill Application Form
Enter personal & business details
5
Upload Documents
Aadhaar, PAN, Business proof
6
eKYC & Submit
Complete OTP verification and submit
✅ Bank of Maharashtra Digital Mudra Loan: For Shishu category (₹50,000), the entire process is 100% digital. No branch visit required.
🧮 Bank of Maharashtra Mudra Loan EMI Calculator
Use this Bank of Maharashtra Mudra Loan EMI Calculator to calculate your monthly EMI, total interest, and total payment.
Total Interest Payable₹0
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📋 Mudra Loan Bank of Maharashtra Application Form – How to Fill
You can obtain the Mudra Loan Bank of Maharashtra Application form from:
Application Form Details Required:
- Personal Information: Name, DOB, Aadhaar, PAN
- Business Details: Business type, address, years in operation
- Loan Details: Amount required, purpose, tenure
- Bank Account Details: BOM account number (if existing)
💻 Bank of Maharashtra Digital Mudra Loan – Paperless Process
Bank of Maharashtra Digital Mudra Loan is a fully online, paperless loan product for small businesses. Key features include:
Apply via Mobile App
Download BOM Mobile App from Play Store
eKYC via Aadhaar OTP
No physical verification
Digital Signature
e-Sign using Aadhaar
Instant Disbursal
Loan credited within 7 days
📄 Bank of Maharashtra Personal Loan without Documents – Mudra Special
For Shishu category loans up to ₹50,000, Bank of Maharashtra Personal Loan without documents is possible under the Mudra scheme. You only need:
Aadhaar Card
Self Declaration of Business
Passport Size Photo
Bank Account Proof
✅ Note: GST, Shop Act, or other formal business registrations are NOT required for Shishu category loans up to ₹50,000.
📑 Bank of Maharashtra MUDRA Loan Documents – Complete Checklist
Bank of Maharashtra MUDRA loan documents required for application:
Aadhaar Card (आधार कार्ड)
PAN Card (पैन कार्ड)
Passport size photograph
Business proof (GST / Shop Act / Self Declaration)
6 months bank statement
Address proof (Electricity bill / Rent agreement)
Caste certificate (for SC/ST/OBC benefits)
💡 Shishu Category (₹50,000): Only Aadhaar Card and self-declaration of business are sufficient.
✅ Bank of Maharashtra Mudra Loan Eligibility
Indian Citizen
Minimum 18 years of age
Small Business Owner
Shopkeepers, artisans, manufacturers
Service Providers
Transporters, electricians, mechanics
Food Vendors
Canteen owners, street vendors
🏦 How to Apply for Bank of Maharashtra Mudra Loan Offline
1
Visit Nearest BOM Branch
Find your nearest Bank of Maharashtra branch
2
Meet Loan Officer
Ask for Mudra Loan (PMMY) application
3
Fill Application Form
Submit filled form with documents
4
Track Application
Loan sanctioned in 7-10 days
🔗 Official Links – Bank of Maharashtra Mudra Loan
❓ Frequently Asked Questions (FAQs)
Q1: What is the Bank of Maharashtra Mudra Loan interest rate for ₹50,000?
A: For ₹50,000 (Shishu category), the interest rate is starting from 8.60% per annum.
Q2: How to apply for Bank of Maharashtra Mudra loan online 50000?
A: Visit BOM website or mobile app → Login → Loans → Mudra Loan → Fill form → Upload documents → Submit.
Q3: Is there a Bank of Maharashtra Digital Mudra Loan option?
A: Yes, for Shishu category (₹50,000), the entire process is digital with eKYC via Aadhaar OTP.
Q4: What documents are needed for Bank of Maharashtra MUDRA loan?
A: Aadhaar card, PAN card, business proof, bank statement, and photograph. For ₹50,000, only Aadhaar and self-declaration.
Q5: Can I get Bank of Maharashtra Personal Loan without documents under Mudra?
A: Yes, for Shishu category up to ₹50,000, you need only Aadhaar card and self-declaration of business.
Q6: How to use Bank of Maharashtra Mudra Loan EMI Calculator?
A: Use the EMI calculator above – enter loan amount, interest rate, tenure to get EMI instantly.
Q7: What are the complete Bank of Maharashtra Loan details for Mudra?
A: Loan up to ₹20 lakh, tenure 3-5 years, interest 8.60%-10.50%, no collateral for Shishu/Kishor.
Q8: Where can I get Mudra Loan Bank of Maharashtra Application form?
A: Download from BOM website or collect from any Bank of Maharashtra branch.
