PM SVANidhi Credit Card 2026 Street Vendor Scheme
प्रधानमंत्री स्ट्रीट वेंडर आत्मनिर्भर निधि योजना | ₹10,000 से ₹50,000 तक लोन | ऑनलाइन आवेदन
₹10,000 Loan
₹20,000 Loan
₹50,000 Loan
Credit Card
PM SVANidhi Credit Card apply online 2026 Started! Street vendors can now apply for loan of ₹10,000, ₹20,000, and ₹50,000. Get interest-free loan and credit card benefits.
₹10,000
First Tranche Loan
₹20,000
Second Tranche Loan
₹50,000
Third Tranche Loan
💰 PM SVANidhi Loan Amount Options
PM SVANidhi loan application form 10,000
First Tranche Loan
Interest-free loan for 1 year
₹10,000 with Credit Card
PM SVANidhi 20,000 loan
Second Tranche Loan
After timely repayment of first loan
₹20,000 with Credit Card
PM SVANidhi loan 50,000
Third Tranche Loan
For regular repayment history
₹50,000 with Credit Card
💡 PM SVANidhi loan 50 000 apply online – स्ट्रीट वेंडर तीसरी किस्त में ₹50,000 का लोन ले सकते हैं। पहली और दूसरी किस्त समय पर चुकाने पर ही तीसरी किस्त मिलती है।
📱 PM SVANidhi Credit Card apply online – Step by Step
1
Visit Official Portal
pmsvanidhi.gov.in पर जाएं
2
PM SVANidhi Login
मोबाइल नंबर से लॉगिन करें
3
Register as Vendor
नया रजिस्ट्रेशन करें
4
Fill Application Form
व्यक्तिगत और व्यवसाय विवरण भरें
5
Select Loan Amount
₹10,000, ₹20,000 या ₹50,000 चुनें
6
Upload Documents
आधार, PAN, वेंडर आईडी
7
Submit Application
लोन स्वीकृति की प्रतीक्षा करें
8
Get Credit Card
लोन स्वीकृत होने पर क्रेडिट कार्ड मिलेगा
✅ PM SVANidhi Credit Card Apply online login – पंजीकृत उपयोगकर्ता लॉगिन करके अपने लोन की स्थिति देख सकते हैं और नए लोन के लिए आवेदन कर सकते हैं।
🔐 PM SVANidhi Login – Complete Guide
PM SVANidhi Login portal allows registered vendors to access their account, check loan status, apply for new loans, and download credit card details.
How to Login:
- Visit pmsvanidhi.gov.in
- Click on “Login” button
- Enter your registered mobile number
- Enter OTP received on mobile
- Access your dashboard
✅ PM SVANidhi Eligibility Criteria
Indian Citizen
Minimum 18 years of age
Street Vendor
Must be a street vendor / hawker
Valid ID Proof
Vendor ID or Certificate
Bank Account
Active savings bank account
✅ Eligibility for ₹50,000 loan: Must have successfully repaid first (₹10,000) and second (₹20,000) tranche loans on time.
📄 Documents Required for PM SVANidhi Loan
Aadhaar Card
PAN Card (Optional for ₹10,000)
Vendor ID / Certificate
Bank Account Passbook
Passport Size Photo
Address Proof (Electricity Bill / Rent Agreement)
Mobile Number linked to Aadhaar
💡 Note: For first-time applicants (₹10,000 loan), only Aadhaar card and vendor ID certificate are sufficient.
💳 PM SVANidhi Credit Card – Key Benefits
Interest Free Loan
No interest if repaid in 1 year
Cashback Rewards
Up to 1% cashback on digital payments
RBI Approved
Government backed scheme
Digital Payments
Encourage cashless transactions
📅 Loan Repayment & Tenure
First Tranche
₹10,000
Repay in 12 months
Interest free
Second Tranche
₹20,000
Repay in 12 months
7% interest (7% subsidy from govt)
Third Tranche
₹50,000
Repay in 12 months
7% interest (7% subsidy from govt)
🎯 PM SVANidhi loan 50 000 apply online – Detailed Guide
PM SVANidhi loan 50 000 apply online is available only for eligible vendors who have successfully repaid their first two loans. Follow these steps:
- Login to pmsvanidhi.gov.in with your registered mobile number
- Go to “Apply for Next Tranche” section
- Select Third Tranche (₹50,000)
- Verify your repayment history for first two loans
- Submit application – loan will be approved within 7 days
💰 Pro Tip: Timely repayment of the first loan increases your chances of getting the second and third tranche loans.
📊 How to Check PM SVANidhi Loan Status
1
Login to pmsvanidhi.gov.in
2
Click on “Track Application”
3
Enter Application ID / Mobile
🔗 Official Links – PM SVANidhi Scheme
❓ Frequently Asked Questions (FAQs)
Q1: How to do PM SVANidhi Credit Card apply online?
A: Visit pmsvanidhi.gov.in → Login/Register → Fill application form → Upload documents → Submit. Loan is approved within 7-10 days.
Q2: What is PM SVANidhi loan application form 10,000?
A: It is the first tranche loan application for street vendors to get ₹10,000 interest-free loan with a credit card.
Q3: How to get PM SVANidhi 20,000 loan?
A: After successfully repaying the first ₹10,000 loan on time, you become eligible for the second tranche of ₹20,000.
Q4: What is the process for PM SVANidhi loan 50 000 apply online?
A: Login to portal → Select Third Tranche → Verify repayment history → Submit application. Requires successful repayment of first two loans.
Q5: How to do PM SVANidhi Login?
A: Visit pmsvanidhi.gov.in → Click Login → Enter registered mobile number → Enter OTP → Access dashboard.
Q6: Where can I download PM SVANidhi loan application form?
A: You can download the application form from the official portal pmsvanidhi.gov.in or fill it online directly.
Q7: Is PM SVANidhi Credit Card free?
A: Yes, the credit card is issued free of cost to eligible street vendors under the scheme.
Q8: What is the interest rate on PM SVANidhi loan?
A: First tranche (₹10,000) is interest-free. Second and third tranche have 7% interest, but the government provides 7% interest subsidy (effectively 0% for timely payment).
